ALLIANZ ENDURANCE PLUS ANNUITY PDF

What is a fixed index annuity? A fixed index annuity is a contract between you and an insurance company. In exchange for the money you place in your annuity, the insurance company guarantees several benefits — including a steady stream of retirement income. Six reasons to consider a fixed index annuity FIA 1 Accumulate for retirement FIAs offer the potential to earn interest based on changes in an external index.

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What is a fixed index annuity? A fixed index annuity is a contract between you and an insurance company. In exchange for the money you place in your annuity, the insurance company guarantees several benefits — including a steady stream of retirement income. Six reasons to consider a fixed index annuity FIA 1 Accumulate for retirement FIAs offer the potential to earn interest based on changes in an external index.

Allianz annuities give you a choice of several indexes and even some exclusive index options. This helps compound your interest, so the money in your contract can accumulate faster. They also offer a variety of crediting methods and flexible options for receiving income.

Some Allianz FIAs even offer you the potential to get increasing income. And, if properly structured, the death benefit is not subject to probate. See how fixed index annuities work. Fixed index annuities have two phases: The accumulation phase, during which your annuity can earn interest and grow tax-deferred. Money Money You buy a fixed index annuity. An annuity is simply a contract between you and an insurance company. In exchange, you get the benefits the insurance company guarantees through your annuity contract.

Stocks Stocks Your annuity earns interest. If you prefer, you can instead earn an annual fixed rate of interest that is guaranteed by Allianz. Line Graph Line Graph Your annuity grows tax-deferred. This tax deferral can help the money in your annuity accumulate faster. The second phase begins when you start taking income.

We call this the distribution phase. Receive Receive Your annuity provides income. After a period of time specified by your contract, you may then receive the amount allowed by your FIA contract in a lump sum, over a set period of time, or as income for the rest of your life.

Some annuities even provide the opportunity for increasing income. Is an Allianz fixed index annuity right for you? We offer several FIAs to help address a variety of financial goals.

Allianz Benefit Control gives you immediate access to income, two ways to get a bonus,1 more control over how you pursue your retirement goals — plus the opportunity for income increases.

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What is an annuity? An annuity is simply a contract between you and an insurance company. In exchange, you get the benefits the insurance company guarantees through your annuity contract. Other types of annuities offer growth potential through variable investment options. Tax deferral may help the money in your annuity compound over time, for even greater accumulation potential. Some annuities protect all of your principal from market downturns, while others offer greater potential in exchange for some market risk, including the risk of losing principal. Some annuities let you choose from a variety of income options — and some even offer the opportunity for income increases in retirement.

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